Whether your salary is large or small, every time you get to the middle of the month you realize that your salary has almost been spent. It always feels like you didn't buy anything, but it feels like the money is being spent quickly.

Many times it's hard to remember what you've spent your money on lately. If you also have the above problems, then it's time for you to manage your money, but how do you manage it? Managing your money, as complicated as it sounds, is very simple. You can easily manage your money by doing the few things mentioned below. First, you need to redefine some of your daily spending goals. You can make a list of the areas you want to spend money on. For example: buy a new TV, renew your insurance, pay your home utility bills, buy the game console of your choice, etc. Then prioritize the situation to decide on which items you are excellent to consider spending your money on. If you don't have a lot of money on hand right now and need to save up for the future, you may need to give up some of the less important expenses because if you insist on spending money on the unimportant areas, it may mean that some of the other important areas, such as daily electricity and water, are not covered.

Many times it's hard to remember what you've spent your money on lately. If you also have the above problems, then it's time for you to manage your money, but how do you manage it? Managing your money, as complicated as it sounds, is very simple. You can easily manage your money by doing the few things mentioned below. First, you need to redefine some of your daily spending goals. You can make a list of the areas you want to spend money on. For example: buy a new TV, renew your insurance, pay your home utility bills, buy the game console of your choice, etc. Then prioritize the situation to decide on which items you are excellent to consider spending your money on. If you don't have a lot of money on hand right now and need to save up for the future, you may need to give up some of the less important expenses because if you insist on spending money on the unimportant areas, it may mean that some of the other important areas, such as daily electricity and water, are not covered.

After making your spending list, all you need to do is rank the things on the list, in order from most important to least important, so you can get a clearer picture of what is important and worth spending your money on. For personal money, this article suggests that you need to think holistically, take a long-term view, and be able to know whether it is important to have a game machine in front of you or to save for a house. If you still have a loan to pay, then the first thing you do when you get paid is to pay it off and get out of debt. Many people are unable to invest their money in useful projects because they are weighed down by the debt they are carrying.With debt, the sooner you pay it off, the better, and you can make a plan to pay it off.

Allocate your money and dedicate a regular portion of it each month to paying off your debts so that you can pay them off quickly. And after paying off your debts, try to stop overdrawing your bank card and insist that you don't incur any more debt. When you need more money, borrowing is not the only way, this article suggests that you try to sell some valuable personal items. Looking around your home, you may find many items that you bought on a whim but have very little use for, and this is a good time to sell them. In addition, part-time work is also a good choice, getting two salaries can largely reduce your financial pressure.

（Writer：Dofen）